PASSPOINT MANIFESTO

Africa is not a country.

It’s 54 nations with 42 currencies, 200+ payment methods, and no central switch to connect them all.

This fragmentation costs businesses dearly. It traps economic potential behind walls of complexity. It makes scaling across the continent a puzzle with too many pieces.

This fragmentation costs businesses dearly. It traps economic potential behind walls of complexity. It makes scaling across the continent a puzzle with too many pieces.

We Believe This Fragmentation Must End.

We see an Africa where money moves as freely as ideas.

Where a business in Kenya can pay suppliers in Nigeria as easily as those across town.

Where a Ghanaian entrepreneur can collect payments from South Africa without building separate operations for each country.

Where African companies can trade with global nations on equal footing.

Our Reality

Even established African payment providers operate in silos, treating each market as a separate entity.

Global providers build for Western standards first, then awkwardly retrofit their solutions for African markets. This approach ignores a fundamental truth: Africa’s payment landscape requires purpose-built solutions.

The result? Businesses waste time and money navigating chaotic treasury operations, inconsistent regulations, and unreliable local rails.

Where African companies can trade with global nations on equal footing.

Our Commitment

We are building the unified payments infrastructure that Africa deserves. We will painstakingly build it, one corridor at a time because that is what it requires.

A single API connecting every national pay-in and payout method across the continent.

A bridge linking African businesses to G20 economies— which represent 60% of Africa’s trade.

A system that makes expansion across Africa 50% cheaper and faster.

The Passpoint Advantage

We understand that thriving in Africa requires more than access to payment rails.

It demands a well-orchestrated stack of services:

  • Smart payment routing that understands local conditions
  • Collections that work across diverse economies
  • Payouts that reach every corner of the continent
  • Currency conversion that respects the value of each nation’s money
  • Compliance that navigates complex regulatory environments

All built into a single platform that embraces Africa’s unique realities.

Our Promise

We won’t retrofit Western solutions to African problems.

We won’t treat each African nation as an isolated market.

We won’t accept the status quo of fragmentation and inefficiency.

Instead, we will build bridges where others see borders.

We will simplify where others complicate.

We will connect where others divide.

Join Us In Building A Unified Financial Future For Africa.

Passpoint. One API. One Africa. Infinite Possibilities.